Call reports 2018
FIRST PALMETTO BANK — 2018
What FIRST PALMETTO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 666,719,000 | 687,317,000 | 684,687,000 | 693,267,000 |
| Total loans | 485,682,000 | 482,733,000 | 487,242,000 | 485,509,000 |
| Allowance for loan losses | 6,334,000 | 6,413,000 | 6,500,000 | 6,359,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,195,000 | 68,786,000 | 70,319,000 | 68,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,597,000 | 604,196,000 | 600,648,000 | 612,347,000 |
| Interest-bearing deposits | 487,575,000 | 502,772,000 | 497,703,000 | 511,248,000 |
| Noninterest-bearing deposits | 97,022,000 | 101,424,000 | 102,945,000 | 101,099,000 |
| Equity capital | 80,381,000 | 81,360,000 | 82,272,000 | 78,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,124,000 | 12,511,000 | 19,243,000 | 26,271,000 |
| Interest expense | 756,000 | 1,574,000 | 2,512,000 | 3,637,000 |
| Net interest income | 5,368,000 | 10,937,000 | 16,731,000 | 22,634,000 |
| Noninterest income | 543,000 | 1,081,000 | 1,559,000 | 2,072,000 |
| Noninterest expense | 3,533,000 | 7,037,000 | 10,792,000 | 15,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,378,000 | 4,981,000 | 7,498,000 | 9,673,000 |
| Income tax | 572,000 | 1,196,000 | 1,801,000 | 2,323,000 |
| Net income | 1,806,000 | 3,785,000 | 5,697,000 | 7,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,351,000 | 78,849,000 | 79,745,000 | 76,199,000 |
| Total capital | 84,317,000 | 84,764,000 | 85,689,000 | 82,155,000 |
| Risk-weighted assets | 476,875,000 | 472,661,000 | 474,939,000 | 476,055,000 |