Call reports 2017
FIRST PALMETTO BANK — 2017
What FIRST PALMETTO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 645,343,000 | 656,514,000 | 661,153,000 | 657,021,000 |
| Total loans | 466,870,000 | 478,479,000 | 484,656,000 | 488,812,000 |
| Allowance for loan losses | 6,693,000 | 6,714,000 | 6,775,000 | 6,346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 57,398,000 | 51,374,000 | 41,340,000 | 35,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,904,000 | 574,832,000 | 578,395,000 | 576,636,000 |
| Interest-bearing deposits | 470,003,000 | 476,451,000 | 481,067,000 | 480,135,000 |
| Noninterest-bearing deposits | 93,901,000 | 98,381,000 | 97,328,000 | 96,501,000 |
| Equity capital | 79,736,000 | 80,427,000 | 81,129,000 | 78,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,641,000 | 11,483,000 | 17,584,000 | 23,817,000 |
| Interest expense | 578,000 | 1,217,000 | 1,905,000 | 2,632,000 |
| Net interest income | 5,063,000 | 10,266,000 | 15,679,000 | 21,185,000 |
| Noninterest income | 599,000 | 1,150,000 | 1,680,000 | 2,015,000 |
| Noninterest expense | 3,407,000 | 6,954,000 | 10,671,000 | 14,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,255,000 | 4,462,000 | 6,688,000 | 8,575,000 |
| Income tax | 835,000 | 1,651,000 | 2,475,000 | 4,066,000 |
| Net income | 1,420,000 | 2,811,000 | 4,213,000 | 4,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,791,000 | 77,464,000 | 78,169,000 | 76,537,000 |
| Total capital | 82,569,000 | 83,409,000 | 84,211,000 | 82,578,000 |
| Risk-weighted assets | 460,270,000 | 474,265,000 | 482,113,000 | 482,586,000 |