Call reports 2015
FIRST PALMETTO BANK — 2015
What FIRST PALMETTO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 568,250,000 | 565,605,000 | 566,332,000 | 593,407,000 |
| Total loans | 400,757,000 | 414,729,000 | 418,367,000 | 438,414,000 |
| Allowance for loan losses | 7,792,000 | 7,503,000 | 7,473,000 | 7,017,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,074,000 | 52,140,000 | 55,173,000 | 54,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,863,000 | 455,047,000 | 454,970,000 | 484,145,000 |
| Interest-bearing deposits | 385,803,000 | 388,854,000 | 385,658,000 | 411,984,000 |
| Noninterest-bearing deposits | 64,060,000 | 66,193,000 | 69,312,000 | 72,161,000 |
| Equity capital | 78,300,000 | 78,851,000 | 79,472,000 | 78,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,017,000 | 10,135,000 | 15,438,000 | 20,909,000 |
| Interest expense | 782,000 | 1,580,000 | 2,327,000 | 3,093,000 |
| Net interest income | 4,235,000 | 8,555,000 | 13,111,000 | 17,816,000 |
| Noninterest income | 539,000 | 970,000 | 1,424,000 | 1,788,000 |
| Noninterest expense | 3,121,000 | 6,183,000 | 9,393,000 | 13,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,653,000 | 3,342,000 | 5,142,000 | 6,572,000 |
| Income tax | 624,000 | 1,262,000 | 1,941,000 | 2,480,000 |
| Net income | 1,029,000 | 2,080,000 | 3,201,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,551,000 | 76,181,000 | 76,848,000 | 75,244,000 |
| Total capital | 80,470,000 | 81,344,000 | 82,069,000 | 80,676,000 |
| Risk-weighted assets | 390,679,000 | 409,112,000 | 413,862,000 | 431,530,000 |