Call reports 2012
FIRST PALMETTO BANK — 2012
What FIRST PALMETTO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 626,510,000 | 609,948,000 | 583,957,000 | 573,151,000 |
| Total loans | 500,294,000 | 485,997,000 | 471,562,000 | 447,280,000 |
| Allowance for loan losses | 9,819,000 | 9,522,000 | 9,399,000 | 8,964,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,355,000 | 12,317,000 | 12,292,000 | 12,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,518,000 | 480,277,000 | 468,868,000 | 458,074,000 |
| Interest-bearing deposits | 444,197,000 | 431,143,000 | 419,933,000 | 406,523,000 |
| Noninterest-bearing deposits | 52,321,000 | 49,134,000 | 48,935,000 | 51,551,000 |
| Equity capital | 76,657,000 | 76,272,000 | 76,591,000 | 76,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,364,000 | 14,380,000 | 21,343,000 | 27,995,000 |
| Interest expense | 1,156,000 | 2,251,000 | 3,266,000 | 4,174,000 |
| Net interest income | 6,208,000 | 12,129,000 | 18,077,000 | 23,821,000 |
| Noninterest income | -725,000 | -1,645,000 | -2,879,000 | -3,957,000 |
| Noninterest expense | 3,235,000 | 6,230,000 | 9,191,000 | 12,033,000 |
| Provision for loan losses | 1,293,000 | 2,385,000 | 3,630,000 | 6,121,000 |
| Pretax income | 955,000 | 1,869,000 | 2,377,000 | 1,710,000 |
| Income tax | 356,000 | 905,000 | 1,094,000 | 850,000 |
| Net income | 599,000 | 964,000 | 1,283,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,159,000 | 75,779,000 | 76,254,000 | 76,049,000 |
| Total capital | 82,511,000 | 81,734,000 | 82,089,000 | 81,556,000 |
| Risk-weighted assets | 504,733,000 | 472,851,000 | 463,248,000 | 437,066,000 |
Machine access — free, no API key
Every figure shown here about FIRST PALMETTO BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.