Call reports 2015
BROADWAY FEDERAL BANK, F.S.B. — 2015
What BROADWAY FEDERAL BANK, F.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 353,983,000 | 359,084,000 | 403,881,000 | 402,902,000 |
| Total loans | 299,997,000 | 284,062,000 | 232,771,000 | 308,999,000 |
| Allowance for loan losses | 7,671,000 | 6,923,000 | 6,728,000 | 4,828,000 |
| Securities available for sale | 16,486,000 | 15,647,000 | 14,796,000 | 14,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,570,000 | 236,309,000 | 280,081,000 | 277,516,000 |
| Interest-bearing deposits | 204,723,000 | 215,204,000 | 258,575,000 | 253,261,000 |
| Noninterest-bearing deposits | 20,847,000 | 21,105,000 | 21,506,000 | 24,255,000 |
| Equity capital | 41,471,000 | 42,682,000 | 43,841,000 | 49,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,905,000 | 8,017,000 | 11,746,000 | 15,155,000 |
| Interest expense | 913,000 | 1,846,000 | 2,739,000 | 3,718,000 |
| Net interest income | 2,992,000 | 6,171,000 | 9,007,000 | 11,437,000 |
| Noninterest income | 601,000 | 924,000 | 1,881,000 | 2,737,000 |
| Noninterest expense | 2,871,000 | 5,789,000 | 8,635,000 | 12,746,000 |
| Provision for loan losses | -750,000 | -1,500,000 | -1,700,000 | -3,700,000 |
| Pretax income | 1,472,000 | 2,806,000 | 3,953,000 | 5,128,000 |
| Income tax | 2,000 | 7,000 | 16,000 | -4,575,000 |
| Net income | 1,470,000 | 2,799,000 | 3,937,000 | 9,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,249,000 | 42,578,000 | 43,716,000 | 46,028,000 |
| Total capital | 44,305,000 | 45,606,000 | 46,487,000 | 49,010,000 |
| Risk-weighted assets | 239,865,000 | 238,291,000 | 217,748,000 | 236,668,000 |