Call reports 2012
BROADWAY FEDERAL BANK, F.S.B. — 2012
What BROADWAY FEDERAL BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 408,875,000 | 390,995,000 | 384,382,000 | 373,839,000 |
| Total loans | 340,274,000 | 325,793,000 | 310,491,000 | 282,644,000 |
| Allowance for loan losses | 17,752,000 | 17,856,000 | 16,984,000 | 11,869,000 |
| Securities available for sale | 18,027,000 | 15,705,000 | 14,584,000 | 13,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,287,000 | 271,543,000 | 265,114,000 | 258,435,000 |
| Interest-bearing deposits | 265,920,000 | 244,491,000 | 238,916,000 | 235,695,000 |
| Noninterest-bearing deposits | 25,367,000 | 27,052,000 | 26,198,000 | 22,740,000 |
| Equity capital | 32,038,000 | 33,937,000 | 33,665,000 | 33,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,494,000 | 10,679,000 | 15,402,000 | 19,891,000 |
| Interest expense | 1,623,000 | 3,132,000 | 4,441,000 | 5,684,000 |
| Net interest income | 3,871,000 | 7,547,000 | 10,961,000 | 14,207,000 |
| Noninterest income | 624,000 | 2,790,000 | 2,431,000 | 2,168,000 |
| Noninterest expense | 3,017,000 | 6,021,000 | 9,244,000 | 12,533,000 |
| Provision for loan losses | 959,000 | 1,061,000 | 1,190,000 | 1,190,000 |
| Pretax income | 519,000 | 3,305,000 | 3,008,000 | 2,702,000 |
| Income tax | 75,000 | 847,000 | 849,000 | 829,000 |
| Net income | 444,000 | 2,458,000 | 2,159,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,442,000 | 33,478,000 | 33,200,000 | 32,936,000 |
| Total capital | 35,216,000 | 37,136,000 | 36,661,000 | 36,183,000 |
| Risk-weighted assets | 287,937,000 | 278,418,000 | 263,381,000 | 251,126,000 |