Call reports 2016
FARMERS DEPOSIT BANK — 2016
What FARMERS DEPOSIT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 130,710,000 | 128,657,000 | 127,247,000 | 129,543,000 |
| Total loans | 51,571,000 | 48,448,000 | 48,365,000 | 49,295,000 |
| Allowance for loan losses | 2,031,000 | 842,000 | 845,000 | 833,000 |
| Securities available for sale | 68,214,000 | 69,682,000 | 67,093,000 | 64,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,557,000 | 101,514,000 | 100,140,000 | 104,576,000 |
| Interest-bearing deposits | 73,282,000 | 70,326,000 | 69,212,000 | 69,124,000 |
| Noninterest-bearing deposits | 31,275,000 | 31,188,000 | 30,928,000 | 35,452,000 |
| Equity capital | 25,617,000 | 26,392,000 | 26,406,000 | 24,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,157,000 | 3,208,000 | 4,243,000 |
| Interest expense | 73,000 | 144,000 | 210,000 | 272,000 |
| Net interest income | 1,009,000 | 2,013,000 | 2,998,000 | 3,971,000 |
| Noninterest income | 272,000 | 513,000 | 784,000 | 1,052,000 |
| Noninterest expense | 1,120,000 | 2,247,000 | 3,416,000 | 4,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 292,000 | 429,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 292,000 | 429,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,990,000 | 25,108,000 | 25,245,000 | 25,332,000 |
| Total capital | 25,814,000 | 25,932,000 | 26,057,000 | 26,169,000 |
| Risk-weighted assets | 64,670,000 | 65,895,000 | 64,947,000 | 66,929,000 |