Call reports 2015
FARMERS DEPOSIT BANK — 2015
What FARMERS DEPOSIT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,199,000 | 133,061,000 | 131,384,000 | 130,983,000 |
| Total loans | 51,858,000 | 51,762,000 | 53,390,000 | 51,930,000 |
| Allowance for loan losses | 2,692,000 | 2,696,000 | 2,568,000 | 2,030,000 |
| Securities available for sale | 73,636,000 | 73,984,000 | 70,654,000 | 68,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,612,000 | 106,184,000 | 103,611,000 | 104,677,000 |
| Interest-bearing deposits | 81,121,000 | 76,012,000 | 73,349,000 | 72,368,000 |
| Noninterest-bearing deposits | 31,491,000 | 30,172,000 | 30,262,000 | 32,309,000 |
| Equity capital | 24,190,000 | 23,471,000 | 24,310,000 | 24,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,237,000 | 3,362,000 | 4,448,000 |
| Interest expense | 83,000 | 162,000 | 240,000 | 313,000 |
| Net interest income | 986,000 | 2,075,000 | 3,122,000 | 4,135,000 |
| Noninterest income | 214,000 | 440,000 | 897,000 | 1,116,000 |
| Noninterest expense | 1,173,000 | 2,368,000 | 3,516,000 | 4,657,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 34,000 | 154,000 | 510,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 154,000 | 510,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,748,000 | 23,868,000 | 24,224,000 | 24,816,000 |
| Total capital | 24,614,000 | 24,729,000 | 25,083,000 | 25,655,000 |
| Risk-weighted assets | 67,454,000 | 67,029,000 | 66,982,000 | 65,944,000 |