Call reports 2017
BANK OF THE MOUNTAINS, INC. — 2017
What BANK OF THE MOUNTAINS, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,276,000 | 68,359,000 | 67,723,000 | 67,446,000 |
| Total loans | 50,173,000 | 51,252,000 | 51,829,000 | 52,071,000 |
| Allowance for loan losses | 790,000 | 790,000 | 753,000 | 712,000 |
| Securities available for sale | 5,435,000 | 5,714,000 | 5,421,000 | 5,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,690,000 | 59,778,000 | 57,976,000 | 58,865,000 |
| Interest-bearing deposits | 41,996,000 | 41,880,000 | 41,205,000 | 41,177,000 |
| Noninterest-bearing deposits | 16,694,000 | 17,898,000 | 16,771,000 | 17,688,000 |
| Equity capital | 7,141,000 | 7,092,000 | 7,140,000 | 7,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,844,000 | 2,773,000 | 3,746,000 |
| Interest expense | 67,000 | 136,000 | 207,000 | 278,000 |
| Net interest income | 849,000 | 1,708,000 | 2,566,000 | 3,468,000 |
| Noninterest income | 158,000 | 308,000 | 442,000 | 619,000 |
| Noninterest expense | 795,000 | 1,592,000 | 2,414,000 | 3,230,000 |
| Provision for loan losses | 222,000 | 244,000 | 244,000 | 244,000 |
| Pretax income | -10,000 | 180,000 | 350,000 | 613,000 |
| Income tax | -5,000 | 53,000 | 105,000 | 117,000 |
| Net income | -5,000 | 127,000 | 245,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,076,000 | 7,046,000 | 7,099,000 | 7,228,000 |
| Total capital | 7,687,000 | 7,670,000 | 7,724,000 | 7,856,000 |
| Risk-weighted assets | 48,664,000 | 49,780,000 | 49,876,000 | 50,177,000 |