Call reports 2025
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2025
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 171,053,000 | 164,139,000 | 166,253,000 | 172,594,000 |
| Total loans | 124,403,000 | 123,463,000 | 126,496,000 | 135,109,000 |
| Allowance for loan losses | 3,304,000 | 2,953,000 | 3,334,000 | 2,597,000 |
| Securities available for sale | 24,021,000 | 23,740,000 | 24,810,000 | 24,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,811,000 | 141,339,000 | 140,482,000 | 141,194,000 |
| Interest-bearing deposits | 108,776,000 | 107,173,000 | 106,992,000 | 106,234,000 |
| Noninterest-bearing deposits | 40,035,000 | 34,166,000 | 33,490,000 | 34,960,000 |
| Equity capital | 18,363,000 | 18,828,000 | 19,380,000 | 19,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,503,000 | 7,003,000 | 9,375,000 |
| Interest expense | 803,000 | 1,505,000 | 2,242,000 | 2,963,000 |
| Net interest income | 1,465,000 | 2,998,000 | 4,761,000 | 6,412,000 |
| Noninterest income | 92,000 | 224,000 | 396,000 | 672,000 |
| Noninterest expense | 1,434,000 | 2,888,000 | 4,312,000 | 5,912,000 |
| Provision for loan losses | 0 | 0 | 0 | -701,000 |
| Pretax income | 123,000 | 334,000 | 854,000 | 1,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 334,000 | 854,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,376,000 | 20,568,000 | 20,793,000 | 21,100,000 |