Call reports 2024
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2024
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 175,204,000 | 171,441,000 | 175,878,000 | 176,102,000 |
| Total loans | 133,597,000 | 132,073,000 | 132,433,000 | 129,646,000 |
| Allowance for loan losses | 3,746,000 | 3,448,000 | 3,456,000 | 3,361,000 |
| Securities available for sale | 27,175,000 | 25,316,000 | 25,881,000 | 24,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,024,000 | 134,945,000 | 138,466,000 | 139,267,000 |
| Interest-bearing deposits | 94,851,000 | 96,114,000 | 102,309,000 | 102,975,000 |
| Noninterest-bearing deposits | 45,173,000 | 38,831,000 | 36,157,000 | 36,292,000 |
| Equity capital | 16,537,000 | 17,491,000 | 18,403,000 | 17,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 5,535,000 | 8,018,000 | 10,474,000 |
| Interest expense | 673,000 | 1,398,000 | 2,242,000 | 3,100,000 |
| Net interest income | 1,630,000 | 4,137,000 | 5,776,000 | 7,374,000 |
| Noninterest income | 145,000 | 189,000 | 298,000 | 714,000 |
| Noninterest expense | 1,380,000 | 2,871,000 | 4,267,000 | 5,768,000 |
| Provision for loan losses | -22,000 | -22,000 | -22,000 | -22,000 |
| Pretax income | 395,000 | 1,455,000 | 1,807,000 | 2,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 395,000 | 1,455,000 | 1,807,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,464,000 | 20,246,000 | 20,251,000 | 20,400,000 |
| Total capital | 21,097,000 | — | — | — |
| Risk-weighted assets | 128,537,000 | — | — | — |