Call reports 2023
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2023
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 171,438,000 | 163,918,000 | 168,392,000 | 170,969,000 |
| Total loans | 121,873,000 | 124,965,000 | 132,746,000 | 133,396,000 |
| Allowance for loan losses | 3,314,000 | 3,306,000 | 3,530,000 | 3,649,000 |
| Securities available for sale | 30,445,000 | 29,821,000 | 27,951,000 | 28,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,476,000 | 133,049,000 | 134,270,000 | 135,641,000 |
| Interest-bearing deposits | 95,476,000 | 90,890,000 | 94,210,000 | 94,072,000 |
| Noninterest-bearing deposits | 45,000,000 | 42,159,000 | 40,060,000 | 41,569,000 |
| Equity capital | 15,555,000 | 15,298,000 | 15,136,000 | 16,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,958,000 | 6,167,000 | 8,425,000 |
| Interest expense | 227,000 | 655,000 | 1,192,000 | 1,799,000 |
| Net interest income | 1,669,000 | 3,303,000 | 4,975,000 | 6,626,000 |
| Noninterest income | 139,000 | 325,000 | 467,000 | 661,000 |
| Noninterest expense | 1,321,000 | 2,872,000 | 4,320,000 | 5,736,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 487,000 | 756,000 | 1,122,000 | 1,551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 487,000 | 756,000 | 1,122,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,808,000 | 18,718,000 | 19,028,000 | 19,339,000 |