Call reports 2022
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2022
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 195,435,000 | 177,401,000 | 165,479,000 | 161,974,000 |
| Total loans | 97,258,000 | 94,420,000 | 99,044,000 | 113,762,000 |
| Allowance for loan losses | 2,889,000 | 3,053,000 | 3,110,000 | 3,281,000 |
| Securities available for sale | 30,004,000 | 30,360,000 | 32,619,000 | 32,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,932,000 | 161,355,000 | 150,456,000 | 146,725,000 |
| Interest-bearing deposits | 107,088,000 | 102,228,000 | 98,767,000 | 94,966,000 |
| Noninterest-bearing deposits | 71,844,000 | 59,127,000 | 51,689,000 | 51,759,000 |
| Equity capital | 15,903,000 | 15,426,000 | 14,299,000 | 14,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,811,000 | 4,420,000 | 6,228,000 |
| Interest expense | 135,000 | 260,000 | 381,000 | 499,000 |
| Net interest income | 1,200,000 | 2,551,000 | 4,039,000 | 5,729,000 |
| Noninterest income | 329,000 | 614,000 | 837,000 | 959,000 |
| Noninterest expense | 1,210,000 | 2,404,000 | 3,780,000 | 5,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 761,000 | 1,096,000 | 1,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 761,000 | 1,096,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,632,000 | 18,074,000 | 18,409,000 | 18,321,000 |
| Total capital | 18,940,000 | 19,328,000 | 19,644,000 | 19,694,000 |
| Risk-weighted assets | 103,085,000 | 98,523,000 | 96,979,000 | 107,942,000 |