Call reports 2021
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2021
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,346,000 | 145,724,000 | 149,256,000 | 197,224,000 |
| Total loans | 101,109,000 | 106,391,000 | 101,013,000 | 92,559,000 |
| Allowance for loan losses | 2,685,000 | 2,732,000 | 2,734,000 | 2,858,000 |
| Securities available for sale | 11,758,000 | 11,761,000 | 11,578,000 | 18,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,911,000 | 128,603,000 | 131,973,000 | 179,423,000 |
| Interest-bearing deposits | 93,573,000 | 95,208,000 | 94,561,000 | 109,698,000 |
| Noninterest-bearing deposits | 35,338,000 | 33,395,000 | 37,412,000 | 69,725,000 |
| Equity capital | 15,846,000 | 16,114,000 | 16,513,000 | 17,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,807,000 | 4,327,000 | 5,779,000 |
| Interest expense | 190,000 | 365,000 | 523,000 | 669,000 |
| Net interest income | 1,209,000 | 2,442,000 | 3,804,000 | 5,110,000 |
| Noninterest income | 313,000 | 564,000 | 839,000 | 1,500,000 |
| Noninterest expense | 1,129,000 | 2,350,000 | 3,570,000 | 4,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 393,000 | 656,000 | 1,073,000 | 1,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 393,000 | 656,000 | 1,073,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,872,000 | 16,136,000 | 16,553,000 | 17,313,000 |
| Total capital | — | — | 17,673,000 | 18,573,000 |
| Risk-weighted assets | — | — | 88,041,000 | 99,209,000 |