Call reports 2020
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2020
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,796,000 | 151,573,000 | 146,212,000 | 146,251,000 |
| Total loans | 105,186,000 | 107,428,000 | 107,543,000 | 104,132,000 |
| Allowance for loan losses | 1,863,000 | 2,057,000 | 2,564,000 | 2,660,000 |
| Securities available for sale | 11,511,000 | 11,723,000 | 11,315,000 | 11,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,659,000 | 130,998,000 | 130,399,000 | 130,284,000 |
| Interest-bearing deposits | 92,238,000 | 95,824,000 | 97,009,000 | 95,680,000 |
| Noninterest-bearing deposits | 27,421,000 | 35,174,000 | 33,390,000 | 34,604,000 |
| Equity capital | 19,759,000 | 20,095,000 | 15,227,000 | 15,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,176,000 | 4,667,000 | 6,119,000 |
| Interest expense | 265,000 | 497,000 | 723,000 | 929,000 |
| Net interest income | 1,391,000 | 2,679,000 | 3,944,000 | 5,190,000 |
| Noninterest income | 95,000 | 201,000 | 366,000 | 619,000 |
| Noninterest expense | 1,224,000 | 2,111,000 | 3,246,000 | 4,468,000 |
| Provision for loan losses | 134,000 | 329,000 | 5,459,000 | 5,459,000 |
| Pretax income | 128,000 | 440,000 | -4,395,000 | -4,118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 440,000 | -4,395,000 | -4,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,726,000 | 20,038,000 | 15,203,000 | 15,480,000 |
| Total capital | — | 21,244,000 | 16,399,000 | 16,631,000 |
| Risk-weighted assets | — | 95,631,000 | 94,375,000 | 90,586,000 |