Call reports 2019
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2019
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,341,000 | 156,628,000 | 145,792,000 | 140,565,000 |
| Total loans | 110,577,000 | 106,633,000 | 106,588,000 | 107,767,000 |
| Allowance for loan losses | 1,875,000 | 1,922,000 | 2,008,000 | 2,033,000 |
| Securities available for sale | 11,744,000 | 11,789,000 | 11,581,000 | 11,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,886,000 | 124,236,000 | 112,981,000 | 107,678,000 |
| Interest-bearing deposits | 87,216,000 | 85,530,000 | 84,249,000 | 80,932,000 |
| Noninterest-bearing deposits | 23,670,000 | 38,706,000 | 28,732,000 | 26,746,000 |
| Equity capital | 19,004,000 | 18,874,000 | 19,204,000 | 19,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,402,000 | 5,135,000 | 6,733,000 |
| Interest expense | 293,000 | 577,000 | 858,000 | 1,135,000 |
| Net interest income | 1,448,000 | 2,825,000 | 4,277,000 | 5,598,000 |
| Noninterest income | 167,000 | 299,000 | 145,000 | 275,000 |
| Noninterest expense | 1,321,000 | 2,779,000 | 3,697,000 | 4,676,000 |
| Provision for loan losses | 245,000 | 497,000 | 547,000 | 622,000 |
| Pretax income | 49,000 | -152,000 | 178,000 | 575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | -152,000 | 178,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,064,000 | 18,863,000 | 19,193,000 | 19,590,000 |
| Total capital | 20,218,000 | 20,016,000 | 20,328,000 | 20,714,000 |
| Risk-weighted assets | 91,620,000 | 91,487,000 | 89,991,000 | 89,089,000 |