Call reports 2018
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2018
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,853,000 | 153,088,000 | 142,020,000 | 145,361,000 |
| Total loans | 123,244,000 | 113,576,000 | 117,794,000 | 115,429,000 |
| Allowance for loan losses | 2,659,000 | 2,793,000 | 2,923,000 | 2,140,000 |
| Securities available for sale | 9,311,000 | 9,253,000 | 9,085,000 | 9,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,466,000 | 124,371,000 | 109,597,000 | 108,106,000 |
| Interest-bearing deposits | 107,144,000 | 98,707,000 | 89,977,000 | 88,248,000 |
| Noninterest-bearing deposits | 22,322,000 | 25,664,000 | 19,620,000 | 19,858,000 |
| Equity capital | 12,774,000 | 13,001,000 | 13,342,000 | 18,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,337,000 | 5,022,000 | 6,709,000 |
| Interest expense | 254,000 | 537,000 | 833,000 | 1,152,000 |
| Net interest income | 1,379,000 | 2,800,000 | 4,189,000 | 5,557,000 |
| Noninterest income | 218,000 | 429,000 | 652,000 | 761,000 |
| Noninterest expense | 2,004,000 | 3,241,000 | 4,589,000 | 5,619,000 |
| Provision for loan losses | 772,000 | 920,000 | 920,000 | 920,000 |
| Pretax income | -1,179,000 | -932,000 | -668,000 | -221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,179,000 | -932,000 | -668,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,978,000 | 13,225,000 | 13,568,000 | 18,640,000 |
| Total capital | 14,340,000 | 14,442,000 | 14,805,000 | 19,838,000 |
| Risk-weighted assets | 107,724,000 | 95,797,000 | 97,312,000 | 94,977,000 |