Call reports 2016
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2016
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,251,000 | 161,426,000 | 164,837,000 | 159,569,000 |
| Total loans | 138,950,000 | 136,291,000 | 140,071,000 | 135,598,000 |
| Allowance for loan losses | 2,157,000 | 2,437,000 | 2,720,000 | 3,515,000 |
| Securities available for sale | 8,327,000 | 8,272,000 | 8,013,000 | 7,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,114,000 | 143,320,000 | 146,683,000 | 143,261,000 |
| Interest-bearing deposits | 116,021,000 | 113,217,000 | 122,826,000 | 118,336,000 |
| Noninterest-bearing deposits | 30,093,000 | 30,103,000 | 23,857,000 | 24,925,000 |
| Equity capital | 17,387,000 | 17,398,000 | 17,420,000 | 15,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,128,000 | 4,667,000 | 6,390,000 |
| Interest expense | 157,000 | 320,000 | 497,000 | 688,000 |
| Net interest income | 1,468,000 | 2,808,000 | 4,170,000 | 5,702,000 |
| Noninterest income | 187,000 | 366,000 | 541,000 | 525,000 |
| Noninterest expense | 1,232,000 | 2,428,000 | 3,612,000 | 5,101,000 |
| Provision for loan losses | 327,000 | 679,000 | 1,004,000 | 2,404,000 |
| Pretax income | 96,000 | 67,000 | 95,000 | -1,278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 67,000 | 95,000 | -1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,417,000 | 17,389,000 | 17,417,000 | 16,044,000 |
| Total capital | 18,872,000 | 18,847,000 | 18,948,000 | 17,541,000 |
| Risk-weighted assets | 115,772,000 | 115,700,000 | 121,344,000 | 117,763,000 |