Call reports 2015
SOUTH LAFOURCHE BANK & TRUST COMPANY — 2015
What SOUTH LAFOURCHE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 166,650,000 | 159,872,000 | 161,574,000 | 162,632,000 |
| Total loans | 134,280,000 | 132,430,000 | 131,966,000 | 137,217,000 |
| Allowance for loan losses | 2,212,000 | 2,264,000 | 2,187,000 | 2,120,000 |
| Securities available for sale | 7,960,000 | 7,906,000 | 9,472,000 | 8,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,985,000 | 141,282,000 | 142,846,000 | 144,356,000 |
| Interest-bearing deposits | 119,503,000 | 113,981,000 | 113,218,000 | 110,077,000 |
| Noninterest-bearing deposits | 28,482,000 | 27,301,000 | 29,628,000 | 34,279,000 |
| Equity capital | 17,215,000 | 17,274,000 | 17,402,000 | 17,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,358,000 | 5,015,000 | 6,693,000 |
| Interest expense | 189,000 | 346,000 | 497,000 | 645,000 |
| Net interest income | 1,517,000 | 3,012,000 | 4,518,000 | 6,048,000 |
| Noninterest income | 206,000 | 380,000 | 552,000 | 738,000 |
| Noninterest expense | 1,336,000 | 2,737,000 | 4,034,000 | 5,392,000 |
| Provision for loan losses | 75,000 | 125,000 | 200,000 | 300,000 |
| Pretax income | 312,000 | 530,000 | 836,000 | 1,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 312,000 | 530,000 | 836,000 | 1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,231,000 | 17,329,000 | 17,411,000 | 17,452,000 |
| Total capital | 18,625,000 | 18,708,000 | 18,802,000 | 18,885,000 |
| Risk-weighted assets | 110,756,000 | 109,445,000 | 110,511,000 | 114,004,000 |