Call reports 2025
GOPPERT FINANCIAL BANK — 2025
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 277,158,000 | 281,574,000 | 284,936,000 | 296,371,000 |
| Total loans | 162,320,000 | 172,809,000 | 182,877,000 | 185,044,000 |
| Allowance for loan losses | 1,741,000 | 1,801,000 | 1,900,000 | 1,999,000 |
| Securities available for sale | 34,877,000 | 29,868,000 | 31,019,000 | 30,172,000 |
| Securities held to maturity | 29,918,000 | 35,839,000 | 32,856,000 | 30,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,195,000 | 241,096,000 | 243,362,000 | 254,364,000 |
| Interest-bearing deposits | 181,149,000 | 187,889,000 | 187,729,000 | 196,305,000 |
| Noninterest-bearing deposits | 56,046,000 | 53,207,000 | 55,633,000 | 58,059,000 |
| Equity capital | 27,999,000 | 28,891,000 | 29,735,000 | 30,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,900,000 | 7,888,000 | 11,958,000 | 16,112,000 |
| Interest expense | 1,241,000 | 2,454,000 | 3,670,000 | 4,884,000 |
| Net interest income | 2,659,000 | 5,434,000 | 8,288,000 | 11,228,000 |
| Noninterest income | 203,000 | 367,000 | 558,000 | 731,000 |
| Noninterest expense | 1,488,000 | 3,013,000 | 4,668,000 | 6,496,000 |
| Provision for loan losses | 60,000 | 120,000 | 220,000 | 318,000 |
| Pretax income | 1,314,000 | 2,668,000 | 3,958,000 | 5,145,000 |
| Income tax | 280,000 | 558,000 | 834,000 | 1,083,000 |
| Net income | 1,034,000 | 2,110,000 | 3,124,000 | 4,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,969,000 | 28,840,000 | 29,648,000 | 30,378,000 |