Call reports 2024
GOPPERT FINANCIAL BANK — 2024
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 256,020,000 | 260,519,000 | 264,936,000 | 274,315,000 |
| Total loans | 148,563,000 | 151,910,000 | 158,078,000 | 157,976,000 |
| Allowance for loan losses | 1,501,000 | 1,561,000 | 1,621,000 | 1,681,000 |
| Securities available for sale | 30,911,000 | 32,867,000 | 29,102,000 | 27,958,000 |
| Securities held to maturity | 28,876,000 | 28,909,000 | 27,017,000 | 25,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,286,000 | 223,091,000 | 226,542,000 | 234,956,000 |
| Interest-bearing deposits | 167,250,000 | 170,552,000 | 174,471,000 | 181,576,000 |
| Noninterest-bearing deposits | 52,036,000 | 52,539,000 | 52,071,000 | 53,380,000 |
| Equity capital | 24,952,000 | 25,884,000 | 26,823,000 | 27,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,607,000 | 7,440,000 | 11,300,000 | 15,279,000 |
| Interest expense | 1,089,000 | 2,232,000 | 3,450,000 | 4,638,000 |
| Net interest income | 2,518,000 | 5,208,000 | 7,850,000 | 10,641,000 |
| Noninterest income | 169,000 | 371,000 | 563,000 | 731,000 |
| Noninterest expense | 1,315,000 | 2,734,000 | 4,273,000 | 5,700,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 225,000 |
| Pretax income | 1,327,000 | 2,740,000 | 3,975,000 | 5,447,000 |
| Income tax | 310,000 | 580,000 | 840,000 | 1,170,000 |
| Net income | 1,017,000 | 2,160,000 | 3,135,000 | 4,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,013,000 | 25,950,000 | 26,720,000 | 27,655,000 |