Call reports 2023
GOPPERT FINANCIAL BANK — 2023
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 256,427,000 | 253,408,000 | 249,417,000 | 257,801,000 |
| Total loans | 129,244,000 | 128,299,000 | 144,046,000 | 141,687,000 |
| Allowance for loan losses | 1,236,000 | 1,281,000 | 1,411,000 | 1,456,000 |
| Securities available for sale | 60,016,000 | 44,790,000 | 26,856,000 | 30,944,000 |
| Securities held to maturity | 40,625,000 | 42,627,000 | 40,713,000 | 30,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,477,000 | 222,108,000 | 215,442,000 | 222,719,000 |
| Interest-bearing deposits | 169,045,000 | 167,682,000 | 161,501,000 | 165,532,000 |
| Noninterest-bearing deposits | 57,432,000 | 54,426,000 | 53,941,000 | 57,187,000 |
| Equity capital | 22,195,000 | 22,891,000 | 23,617,000 | 24,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,456,000 | 8,631,000 | 12,021,000 |
| Interest expense | 637,000 | 1,417,000 | 2,326,000 | 3,322,000 |
| Net interest income | 1,914,000 | 4,039,000 | 6,305,000 | 8,699,000 |
| Noninterest income | 157,000 | 344,000 | 513,000 | 732,000 |
| Noninterest expense | 1,242,000 | 2,541,000 | 3,792,000 | 5,120,000 |
| Provision for loan losses | 45,000 | 90,000 | 220,000 | 265,000 |
| Pretax income | 784,000 | 1,752,000 | 2,806,000 | 4,046,000 |
| Income tax | 159,000 | 367,000 | 591,000 | 870,000 |
| Net income | 625,000 | 1,385,000 | 2,215,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,524,000 | 23,104,000 | 23,755,000 | 24,535,000 |
| Total capital | — | 24,385,000 | — | — |
| Risk-weighted assets | — | 150,103,000 | — | — |