Call reports 2022
GOPPERT FINANCIAL BANK — 2022
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 242,766,000 | 237,240,000 | 234,329,000 | 240,666,000 |
| Total loans | 116,545,000 | 122,760,000 | 130,449,000 | 124,435,000 |
| Allowance for loan losses | 1,191,000 | 1,191,000 | 1,191,000 | 1,191,000 |
| Securities available for sale | 59,214,000 | 55,979,000 | 49,260,000 | 40,522,000 |
| Securities held to maturity | 22,870,000 | 32,787,000 | 34,780,000 | 31,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,280,000 | 209,489,000 | 206,343,000 | 211,633,000 |
| Interest-bearing deposits | 147,804,000 | 143,816,000 | 141,480,000 | 149,191,000 |
| Noninterest-bearing deposits | 67,476,000 | 65,673,000 | 64,863,000 | 62,442,000 |
| Equity capital | 20,264,000 | 20,401,000 | 20,735,000 | 21,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 3,101,000 | 4,914,000 | 6,958,000 |
| Interest expense | 113,000 | 233,000 | 406,000 | 780,000 |
| Net interest income | 1,352,000 | 2,868,000 | 4,508,000 | 6,178,000 |
| Noninterest income | 536,000 | 709,000 | 893,000 | 1,061,000 |
| Noninterest expense | 1,249,000 | 2,483,000 | 3,678,000 | 4,833,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 630,000 | 1,085,000 | 1,714,000 | 2,397,000 |
| Income tax | 132,000 | 237,000 | 379,000 | 533,000 |
| Net income | 498,000 | 848,000 | 1,335,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,943,000 | 21,216,000 | 21,600,000 | 22,027,000 |
| Total capital | 22,134,000 | 22,407,000 | 22,791,000 | — |
| Risk-weighted assets | 127,492,000 | 125,712,000 | 150,827,000 | — |