Call reports 2021
GOPPERT FINANCIAL BANK — 2021
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 220,666,000 | 220,156,000 | 220,728,000 | 229,371,000 |
| Total loans | 115,156,000 | 114,817,000 | 115,615,000 | 117,281,000 |
| Allowance for loan losses | 1,123,000 | 1,115,000 | 1,163,000 | 1,183,000 |
| Securities available for sale | 63,048,000 | 59,848,000 | 56,998,000 | 65,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,696,000 | 192,966,000 | 193,089,000 | 201,774,000 |
| Interest-bearing deposits | 133,102,000 | 134,218,000 | 131,645,000 | 137,514,000 |
| Noninterest-bearing deposits | 60,594,000 | 58,748,000 | 61,444,000 | 64,260,000 |
| Equity capital | 20,021,000 | 20,238,000 | 20,343,000 | 20,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,597,000 | 5,350,000 | 6,867,000 |
| Interest expense | 140,000 | 278,000 | 410,000 | 530,000 |
| Net interest income | 1,611,000 | 3,319,000 | 4,940,000 | 6,337,000 |
| Noninterest income | 162,000 | 324,000 | 498,000 | 817,000 |
| Noninterest expense | 1,251,000 | 2,550,000 | 4,002,000 | 5,315,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 78,000 |
| Pretax income | 502,000 | 1,054,000 | 1,377,000 | 1,761,000 |
| Income tax | 34,000 | 165,000 | 233,000 | 309,000 |
| Net income | 468,000 | 889,000 | 1,144,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,875,000 | 20,216,000 | 20,344,000 | 20,522,000 |
| Total capital | — | — | 21,507,000 | 21,705,000 |
| Risk-weighted assets | — | — | 117,383,000 | 121,326,000 |