Call reports 2020
GOPPERT FINANCIAL BANK — 2020
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 180,989,000 | 190,361,000 | 195,354,000 | 208,313,000 |
| Total loans | 106,693,000 | 117,038,000 | 116,306,000 | 110,762,000 |
| Allowance for loan losses | 1,039,000 | 1,055,000 | 1,079,000 | 1,103,000 |
| Securities available for sale | 54,715,000 | 50,394,000 | 53,284,000 | 58,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,126,000 | 163,779,000 | 168,781,000 | 181,930,000 |
| Interest-bearing deposits | 113,999,000 | 116,460,000 | 117,608,000 | 124,967,000 |
| Noninterest-bearing deposits | 41,127,000 | 47,318,000 | 51,173,000 | 56,963,000 |
| Equity capital | 19,504,000 | 19,583,000 | 19,730,000 | 19,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,551,000 | 5,351,000 | 6,991,000 |
| Interest expense | 224,000 | 404,000 | 577,000 | 738,000 |
| Net interest income | 1,568,000 | 3,147,000 | 4,774,000 | 6,253,000 |
| Noninterest income | 147,000 | 277,000 | 447,000 | 639,000 |
| Noninterest expense | 1,255,000 | 2,497,000 | 3,774,000 | 5,068,000 |
| Provision for loan losses | 15,000 | 30,000 | 54,000 | 78,000 |
| Pretax income | 445,000 | 897,000 | 1,393,000 | 1,746,000 |
| Income tax | 102,000 | 206,000 | 321,000 | 400,000 |
| Net income | 343,000 | 691,000 | 1,072,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,091,000 | 19,258,000 | 19,321,000 | 19,552,000 |