Call reports 2019
GOPPERT FINANCIAL BANK — 2019
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 180,894,000 | 176,829,000 | 176,370,000 | 180,002,000 |
| Total loans | 104,381,000 | 106,545,000 | 108,513,000 | 105,739,000 |
| Allowance for loan losses | 981,000 | 939,000 | 1,024,000 | 1,025,000 |
| Securities available for sale | 59,398,000 | 51,517,000 | 52,631,000 | 58,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,718,000 | 152,120,000 | 151,862,000 | 154,753,000 |
| Interest-bearing deposits | 116,013,000 | 113,543,000 | 109,885,000 | 112,428,000 |
| Noninterest-bearing deposits | 40,705,000 | 38,576,000 | 41,977,000 | 42,325,000 |
| Equity capital | 18,017,000 | 18,420,000 | 18,625,000 | 18,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,624,000 | 5,489,000 | 7,333,000 |
| Interest expense | 257,000 | 521,000 | 819,000 | 1,046,000 |
| Net interest income | 1,491,000 | 3,103,000 | 4,670,000 | 6,287,000 |
| Noninterest income | 138,000 | 294,000 | 440,000 | 597,000 |
| Noninterest expense | 1,199,000 | 2,435,000 | 3,674,000 | 4,934,000 |
| Provision for loan losses | 27,000 | 70,000 | 120,000 | 130,000 |
| Pretax income | 403,000 | 892,000 | 1,316,000 | 1,820,000 |
| Income tax | 91,000 | 200,000 | 298,000 | 413,000 |
| Net income | 312,000 | 692,000 | 1,018,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,790,000 | 18,384,000 | 18,625,000 | 18,910,000 |
| Total capital | 18,771,000 | 19,323,000 | 19,649,000 | 19,935,000 |
| Risk-weighted assets | 103,578,000 | 104,604,000 | 129,115,000 | 109,116,000 |