Call reports 2018
GOPPERT FINANCIAL BANK — 2018
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 174,021,000 | 173,627,000 | 172,325,000 | 179,213,000 |
| Total loans | 101,394,000 | 104,012,000 | 103,367,000 | 102,284,000 |
| Allowance for loan losses | 1,084,000 | 1,190,000 | 1,016,000 | 1,046,000 |
| Securities available for sale | 51,506,000 | 51,242,000 | 50,517,000 | 52,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,254,000 | 152,889,000 | 150,288,000 | 157,015,000 |
| Interest-bearing deposits | 113,728,000 | 113,185,000 | 112,328,000 | 115,111,000 |
| Noninterest-bearing deposits | 39,526,000 | 39,704,000 | 37,960,000 | 41,904,000 |
| Equity capital | 17,147,000 | 17,237,000 | 17,410,000 | 17,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,176,000 | 4,839,000 | 6,529,000 |
| Interest expense | 146,000 | 296,000 | 467,000 | 688,000 |
| Net interest income | 1,429,000 | 2,880,000 | 4,372,000 | 5,841,000 |
| Noninterest income | 129,000 | 255,000 | 386,000 | 563,000 |
| Noninterest expense | 1,179,000 | 2,353,000 | 3,528,000 | 4,780,000 |
| Provision for loan losses | 27,000 | 133,000 | 193,000 | 223,000 |
| Pretax income | 354,000 | 650,000 | 1,039,000 | 1,399,000 |
| Income tax | 74,000 | 133,000 | 214,000 | 296,000 |
| Net income | 280,000 | 517,000 | 825,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,629,000 | 16,676,000 | 16,825,000 | 17,285,000 |
| Total capital | 17,713,000 | 17,866,000 | 17,841,000 | 18,331,000 |
| Risk-weighted assets | 100,898,000 | 102,124,000 | 104,370,000 | 103,625,000 |