Call reports 2017
GOPPERT FINANCIAL BANK — 2017
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 169,781,000 | 169,188,000 | 164,881,000 | 170,692,000 |
| Total loans | 106,008,000 | 102,832,000 | 104,112,000 | 102,453,000 |
| Allowance for loan losses | 1,102,000 | 1,141,000 | 1,180,000 | 1,127,000 |
| Securities available for sale | 32,375,000 | 42,495,000 | 43,520,000 | 50,011,000 |
| Securities held to maturity | 152,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,882,000 | 148,255,000 | 143,774,000 | 149,951,000 |
| Interest-bearing deposits | 108,787,000 | 108,337,000 | 107,503,000 | 110,471,000 |
| Noninterest-bearing deposits | 40,095,000 | 39,918,000 | 36,271,000 | 39,480,000 |
| Equity capital | 17,107,000 | 17,211,000 | 17,321,000 | 17,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,953,000 | 4,473,000 | 6,008,000 |
| Interest expense | 119,000 | 229,000 | 354,000 | 480,000 |
| Net interest income | 1,327,000 | 2,724,000 | 4,119,000 | 5,528,000 |
| Noninterest income | 137,000 | 272,000 | 419,000 | 552,000 |
| Noninterest expense | 1,142,000 | 2,338,000 | 3,535,000 | 4,744,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 143,000 |
| Pretax income | 283,000 | 580,000 | 886,000 | 1,193,000 |
| Income tax | 88,000 | 179,000 | 281,000 | 381,000 |
| Net income | 195,000 | 401,000 | 605,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,107,000 | 17,211,000 | 17,321,000 | 16,731,000 |
| Total capital | 18,209,000 | 18,352,000 | 18,501,000 | 17,858,000 |
| Risk-weighted assets | 106,002,000 | 101,574,000 | 102,460,000 | 106,592,000 |