Call reports 2016
GOPPERT FINANCIAL BANK — 2016
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,409,000 | 81,314,000 | 81,870,000 | 87,966,000 |
| Total loans | 58,818,000 | 60,031,000 | 61,737,000 | 59,806,000 |
| Allowance for loan losses | 603,000 | 560,000 | 585,000 | 604,000 |
| Securities available for sale | 10,777,000 | 10,591,000 | 10,417,000 | 11,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,446,000 | 68,345,000 | 67,811,000 | 75,743,000 |
| Interest-bearing deposits | 53,014,000 | 51,501,000 | 51,096,000 | 52,183,000 |
| Noninterest-bearing deposits | 16,432,000 | 16,844,000 | 16,715,000 | 23,560,000 |
| Equity capital | 8,450,000 | 8,466,000 | 8,579,000 | 8,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,609,000 | 2,428,000 | 3,250,000 |
| Interest expense | 64,000 | 128,000 | 193,000 | 264,000 |
| Net interest income | 745,000 | 1,481,000 | 2,235,000 | 2,986,000 |
| Noninterest income | 56,000 | 109,000 | 168,000 | 226,000 |
| Noninterest expense | 600,000 | 1,202,000 | 1,808,000 | 2,420,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 180,000 | 346,000 | 532,000 | 708,000 |
| Income tax | 57,000 | 110,000 | 169,000 | 225,000 |
| Net income | 123,000 | 236,000 | 363,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,450,000 | 8,413,000 | 8,579,000 | 8,558,000 |
| Total capital | 9,053,000 | 8,973,000 | 9,164,000 | 9,162,000 |
| Risk-weighted assets | 59,947,000 | 62,477,000 | 63,912,000 | 68,810,000 |