Call reports 2015
GOPPERT FINANCIAL BANK — 2015
What GOPPERT FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,510,000 | 87,336,000 | 85,086,000 | 83,526,000 |
| Total loans | 55,647,000 | 57,848,000 | 59,204,000 | 59,710,000 |
| Allowance for loan losses | 542,000 | 565,000 | 579,000 | 582,000 |
| Securities available for sale | 10,995,000 | 11,191,000 | 11,453,000 | 11,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,570,000 | 74,907,000 | 72,441,000 | 70,722,000 |
| Interest-bearing deposits | 55,018,000 | 52,868,000 | 53,018,000 | 51,055,000 |
| Noninterest-bearing deposits | 18,552,000 | 22,039,000 | 19,423,000 | 19,667,000 |
| Equity capital | 8,200,000 | 8,189,000 | 8,319,000 | 8,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,573,000 | 2,386,000 | 3,211,000 |
| Interest expense | 72,000 | 140,000 | 205,000 | 272,000 |
| Net interest income | 711,000 | 1,433,000 | 2,181,000 | 2,939,000 |
| Noninterest income | 46,000 | 92,000 | 150,000 | 216,000 |
| Noninterest expense | 576,000 | 1,167,000 | 1,778,000 | 2,387,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 160,000 | 316,000 | 490,000 | 684,000 |
| Income tax | 49,000 | 97,000 | 150,000 | 213,000 |
| Net income | 111,000 | 219,000 | 340,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,200,000 | 8,189,000 | 8,319,000 | 8,302,000 |
| Total capital | 8,742,000 | 8,754,000 | 8,898,000 | 8,884,000 |
| Risk-weighted assets | 59,098,000 | 58,389,000 | 61,078,000 | 62,180,000 |