Call reports 2026
FIRST ELECTRONIC BANK — 2026
What FIRST ELECTRONIC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 429,317,000 | 502,862,000 |
| Total loans | 155,029,000 | 204,452,000 |
| Allowance for loan losses | 532,000 | 1,260,000 |
| Securities available for sale | 2,562,000 | 2,559,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 207,326,000 | 285,634,000 |
| Interest-bearing deposits | 20,810,000 | 20,013,000 |
| Noninterest-bearing deposits | 186,516,000 | 265,621,000 |
| Equity capital | 196,221,000 | 198,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,750,000 | 39,792,000 |
| Interest expense | 189,000 | 372,000 |
| Net interest income | 16,561,000 | 39,420,000 |
| Noninterest income | 4,120,000 | 8,748,000 |
| Noninterest expense | 10,139,000 | 22,112,000 |
| Provision for loan losses | 532,000 | 1,345,000 |
| Pretax income | 10,010,000 | 24,711,000 |
| Income tax | 2,400,000 | 5,991,000 |
| Net income | 7,610,000 | 18,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 196,041,000 | 198,384,000 |
| Total capital | 196,573,000 | 199,644,000 |
| Risk-weighted assets | 170,134,000 | 220,414,000 |
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