Call reports 2025
FIRST ELECTRONIC BANK — 2025
What FIRST ELECTRONIC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 489,658,000 | 511,852,000 | 522,054,000 | 482,146,000 |
| Total loans | 275,441,000 | 161,634,000 | 185,672,000 | 120,896,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 2,341,000 | 2,302,000 | 2,259,000 | 2,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,917,000 | 333,499,000 | 332,253,000 | 271,373,000 |
| Interest-bearing deposits | 29,853,000 | 30,825,000 | 23,382,000 | 20,858,000 |
| Noninterest-bearing deposits | 295,064,000 | 302,674,000 | 308,871,000 | 250,515,000 |
| Equity capital | 149,500,000 | 162,488,000 | 174,370,000 | 188,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 27,872,000 | 56,838,000 | 77,236,000 | 101,758,000 |
| Interest expense | 333,000 | 670,000 | 955,000 | 1,154,000 |
| Net interest income | 27,539,000 | 56,168,000 | 76,281,000 | 100,604,000 |
| Noninterest income | 4,450,000 | 8,267,000 | 11,976,000 | 17,159,000 |
| Noninterest expense | 7,705,000 | 16,163,000 | 24,202,000 | 35,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,284,000 | 48,272,000 | 64,055,000 | 82,487,000 |
| Income tax | 6,059,000 | 12,044,000 | 15,982,000 | 20,157,000 |
| Net income | 18,225,000 | 36,228,000 | 48,073,000 | 62,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,053,000 | 162,056,000 | 173,888,000 | 188,430,000 |
| Total capital | 149,053,000 | 162,056,000 | 173,888,000 | 188,430,000 |
| Risk-weighted assets | 284,844,000 | 171,815,000 | 198,320,000 | 133,294,000 |