Call reports 2023
BANC OF CALIFORNIA, NATIONAL ASSOCIATION — 2023
What BANC OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 10,033,324,000 | 9,363,719,000 | 9,238,916,000 |
| Total loans | 7,058,754,000 | 7,160,673,000 | 6,964,893,000 |
| Allowance for loan losses | 84,560,000 | 80,883,000 | 74,390,000 |
| Securities available for sale | 958,427,000 | 922,091,000 | 915,054,000 |
| Securities held to maturity | 328,520,000 | 328,405,000 | 328,287,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 6,987,800,000 | 6,923,306,000 | 6,684,773,000 |
| Interest-bearing deposits | 4,445,358,000 | 4,424,383,000 | 4,274,087,000 |
| Noninterest-bearing deposits | 2,542,442,000 | 2,498,923,000 | 2,410,686,000 |
| Equity capital | 1,187,045,000 | 1,160,679,000 | 1,214,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 106,879,000 | 222,992,000 | 339,175,000 |
| Interest expense | 30,231,000 | 73,057,000 | 116,326,000 |
| Net interest income | 76,648,000 | 149,935,000 | 222,849,000 |
| Noninterest income | 7,316,000 | 12,614,000 | 62,421,000 |
| Noninterest expense | 49,450,000 | 96,607,000 | 150,610,000 |
| Provision for loan losses | 2,500,000 | 4,164,000 | 9,164,000 |
| Pretax income | 32,514,000 | 62,042,000 | 125,760,000 |
| Income tax | 8,795,000 | 16,958,000 | 34,536,000 |
| Net income | 23,719,000 | 45,084,000 | 91,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 1,116,477,000 | 1,095,633,000 | 1,145,793,000 |
| Total capital | 1,198,889,000 | 1,173,568,000 | 1,217,235,000 |
| Risk-weighted assets | 7,527,759,000 | 7,503,312,000 | 7,434,232,000 |