Call reports 2022
BANC OF CALIFORNIA, NATIONAL ASSOCIATION — 2022
What BANC OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,579,005,000 | 9,504,507,000 | 9,360,219,000 | 9,191,646,000 |
| Total loans | 7,454,971,000 | 7,459,879,000 | 7,293,691,000 | 7,119,385,000 |
| Allowance for loan losses | 93,226,000 | 93,793,000 | 92,445,000 | 85,960,000 |
| Securities available for sale | 898,774,000 | 865,435,000 | 847,564,000 | 868,298,000 |
| Securities held to maturity | 329,381,000 | 329,272,000 | 328,757,000 | 328,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,506,336,000 | 7,583,722,000 | 7,303,496,000 | 7,146,819,000 |
| Interest-bearing deposits | 4,521,069,000 | 4,732,084,000 | 4,336,800,000 | 4,311,594,000 |
| Noninterest-bearing deposits | 2,985,267,000 | 2,851,638,000 | 2,966,696,000 | 2,835,225,000 |
| Equity capital | 1,229,992,000 | 1,196,547,000 | 1,194,869,000 | 1,191,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 84,217,000 | 172,582,000 | 268,505,000 | 372,579,000 |
| Interest expense | 4,552,000 | 11,171,000 | 23,732,000 | 43,806,000 |
| Net interest income | 79,665,000 | 161,411,000 | 244,773,000 | 328,773,000 |
| Noninterest income | 5,536,000 | 10,453,000 | 17,413,000 | 23,185,000 |
| Noninterest expense | 45,236,000 | 90,120,000 | 140,735,000 | 188,362,000 |
| Provision for loan losses | -31,342,000 | -31,842,000 | -32,343,000 | -31,243,000 |
| Pretax income | 71,523,000 | 113,302,000 | 153,010,000 | 187,447,000 |
| Income tax | 20,006,000 | 31,555,000 | 43,136,000 | 53,993,000 |
| Net income | 51,517,000 | 81,747,000 | 109,874,000 | 133,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,149,825,000 | 1,136,569,000 | 1,129,898,000 | 1,121,049,000 |
| Total capital | 1,238,026,000 | 1,225,838,000 | 1,218,318,000 | 1,201,884,000 |
| Risk-weighted assets | 7,862,181,000 | 7,898,550,000 | 7,773,530,000 | 7,512,650,000 |