Call reports 2020
BANC OF CALIFORNIA, NATIONAL ASSOCIATION — 2020
What BANC OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 7,633,825,000 | 7,753,335,000 | 7,725,308,000 | 7,867,910,000 |
| Total loans | 5,687,698,000 | 5,647,464,000 | 5,679,851,000 | 5,899,818,000 |
| Allowance for loan losses | 78,243,000 | 90,370,000 | 90,927,000 | 81,030,000 |
| Securities available for sale | 969,428,000 | 1,176,029,000 | 1,245,867,000 | 1,231,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,615,539,000 | 6,098,576,000 | 6,085,896,000 | 6,223,870,000 |
| Interest-bearing deposits | 4,306,757,000 | 4,645,961,000 | 4,581,522,000 | 4,526,551,000 |
| Noninterest-bearing deposits | 1,308,782,000 | 1,452,615,000 | 1,504,374,000 | 1,697,319,000 |
| Equity capital | 947,234,000 | 945,867,000 | 983,320,000 | 996,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 74,661,000 | 147,308,000 | 216,920,000 | 290,396,000 |
| Interest expense | 20,498,000 | 35,525,000 | 46,953,000 | 55,871,000 |
| Net interest income | 54,163,000 | 111,783,000 | 169,967,000 | 234,525,000 |
| Noninterest income | 1,452,000 | 4,887,000 | 8,514,000 | 13,223,000 |
| Noninterest expense | 42,903,000 | 114,516,000 | 151,145,000 | 192,314,000 |
| Provision for loan losses | 14,711,000 | 26,230,000 | 28,360,000 | 29,374,000 |
| Pretax income | -1,999,000 | -22,065,000 | 987,000 | 28,071,000 |
| Income tax | -270,000 | -4,596,000 | -1,447,000 | 7,598,000 |
| Net income | -1,729,000 | -17,469,000 | 2,434,000 | 20,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 949,854,000 | 913,785,000 | 931,932,000 | 938,346,000 |
| Total capital | 1,019,884,000 | 981,477,000 | 1,001,050,000 | 1,011,587,000 |
| Risk-weighted assets | 5,600,161,000 | 5,401,546,000 | 5,517,349,000 | 5,858,725,000 |