Call reports 2018
BANC OF CALIFORNIA, NATIONAL ASSOCIATION — 2018
What BANC OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 10,316,637,000 | 10,301,168,000 | 10,252,530,000 | 10,628,826,000 |
| Total loans | 6,980,575,000 | 7,076,172,000 | 7,282,965,000 | 7,728,479,000 |
| Allowance for loan losses | 54,763,000 | 56,678,000 | 57,782,000 | 62,192,000 |
| Securities available for sale | 2,424,593,000 | 2,297,124,000 | 2,059,832,000 | 1,992,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,154,597,000 | 7,174,705,000 | 7,442,194,000 | 7,940,488,000 |
| Interest-bearing deposits | 6,071,049,000 | 6,130,762,000 | 6,340,185,000 | 6,893,285,000 |
| Noninterest-bearing deposits | 1,083,548,000 | 1,043,943,000 | 1,102,009,000 | 1,047,203,000 |
| Equity capital | 1,125,378,000 | 1,118,828,000 | 1,077,491,000 | 1,088,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 98,707,000 | 203,892,000 | 311,666,000 | 422,796,000 |
| Interest expense | 24,947,000 | 55,020,000 | 89,226,000 | 127,298,000 |
| Net interest income | 73,760,000 | 148,872,000 | 222,440,000 | 295,498,000 |
| Noninterest income | 2,992,000 | 10,386,000 | 14,822,000 | 22,041,000 |
| Noninterest expense | 52,103,000 | 110,402,000 | 162,871,000 | 213,762,000 |
| Provision for loan losses | 19,499,000 | 22,152,000 | 23,562,000 | 30,215,000 |
| Pretax income | 10,391,000 | 32,223,000 | 56,361,000 | 75,842,000 |
| Income tax | -3,624,000 | 701,000 | 6,880,000 | 13,860,000 |
| Net income | 15,499,000 | 33,932,000 | 52,559,000 | 65,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,069,728,000 | 1,075,307,000 | 1,037,936,000 | 1,053,308,000 |
| Total capital | 1,128,784,000 | 1,136,016,000 | 1,099,966,000 | 1,120,122,000 |
| Risk-weighted assets | 6,828,200,000 | 6,831,763,000 | 6,900,848,000 | 7,129,771,000 |