Call reports 2015
BANC OF CALIFORNIA, NATIONAL ASSOCIATION — 2015
What BANC OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,090,788,000 | 6,428,629,000 | 7,241,316,000 | 8,231,396,000 |
| Total loans | 5,174,025,000 | 5,219,116,000 | 5,326,014,000 | 5,852,609,000 |
| Allowance for loan losses | 29,345,000 | 34,787,000 | 34,774,000 | 35,533,000 |
| Securities available for sale | 393,586,000 | 487,293,000 | 693,219,000 | 833,596,000 |
| Securities held to maturity | 0 | 53,414,000 | 529,532,000 | 962,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,879,777,000 | 5,336,910,000 | 5,589,304,000 | 6,460,317,000 |
| Interest-bearing deposits | 4,112,863,000 | 4,224,244,000 | 4,410,822,000 | 5,181,961,000 |
| Noninterest-bearing deposits | 766,914,000 | 1,112,666,000 | 1,178,482,000 | 1,278,356,000 |
| Equity capital | 600,775,000 | 670,276,000 | 746,212,000 | 769,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 60,780,000 | 125,622,000 | 192,135,000 | 266,333,000 |
| Interest expense | 6,727,000 | 13,194,000 | 20,191,000 | 27,962,000 |
| Net interest income | 54,053,000 | 112,428,000 | 171,944,000 | 238,371,000 |
| Noninterest income | 44,881,000 | 107,071,000 | 153,654,000 | 206,632,000 |
| Noninterest expense | 73,384,000 | 154,515,000 | 231,069,000 | 315,182,000 |
| Provision for loan losses | 0 | 5,474,000 | 6,209,000 | 7,469,000 |
| Pretax income | 25,548,000 | 59,508,000 | 90,068,000 | 125,610,000 |
| Income tax | 10,968,000 | 25,201,000 | 36,959,000 | 50,625,000 |
| Net income | 14,580,000 | 34,307,000 | 53,109,000 | 74,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 558,301,000 | 629,965,000 | 697,624,000 | 725,922,000 |
| Total capital | 589,547,000 | 666,827,000 | 734,134,000 | 763,522,000 |
| Risk-weighted assets | 4,341,847,000 | 4,485,968,000 | 4,910,700,000 | 5,665,074,000 |