Call reports 2017
KAPLAN STATE BANK — 2017
What KAPLAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,714,000 | 85,537,000 | 85,979,000 | 85,296,000 |
| Total loans | 31,508,000 | 31,645,000 | 31,117,000 | 32,148,000 |
| Allowance for loan losses | 353,000 | 357,000 | 341,000 | 324,000 |
| Securities available for sale | 39,296,000 | 42,364,000 | 40,073,000 | 35,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,589,000 | 69,222,000 | 69,621,000 | 68,939,000 |
| Interest-bearing deposits | 53,595,000 | 52,682,000 | 52,513,000 | 51,872,000 |
| Noninterest-bearing deposits | 16,994,000 | 16,540,000 | 17,108,000 | 17,067,000 |
| Equity capital | 13,072,000 | 13,415,000 | 13,587,000 | 13,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,518,000 | 2,268,000 | 3,015,000 |
| Interest expense | 39,000 | 77,000 | 124,000 | 168,000 |
| Net interest income | 727,000 | 1,441,000 | 2,144,000 | 2,847,000 |
| Noninterest income | 178,000 | 340,000 | 515,000 | 680,000 |
| Noninterest expense | 625,000 | 1,206,000 | 1,786,000 | 2,348,000 |
| Provision for loan losses | 32,000 | 36,000 | 40,000 | 40,000 |
| Pretax income | 248,000 | 539,000 | 833,000 | 1,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 539,000 | 833,000 | 1,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,224,000 | 12,515,000 | 12,809,000 | 13,115,000 |
| Total capital | 12,577,000 | 12,872,000 | 13,151,000 | 13,439,000 |
| Risk-weighted assets | 37,325,000 | 39,982,000 | 38,573,000 | 39,083,000 |