Call reports 2016
KAPLAN STATE BANK — 2016
What KAPLAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,418,000 | 89,759,000 | 87,874,000 | 85,515,000 |
| Total loans | 29,902,000 | 31,105,000 | 34,984,000 | 32,890,000 |
| Allowance for loan losses | 335,000 | 332,000 | 367,000 | 373,000 |
| Securities available for sale | 43,198,000 | 44,988,000 | 44,123,000 | 41,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,511,000 | 71,880,000 | 71,184,000 | 69,719,000 |
| Interest-bearing deposits | 56,488,000 | 54,168,000 | 53,714,000 | 53,812,000 |
| Noninterest-bearing deposits | 19,023,000 | 17,712,000 | 17,469,000 | 15,907,000 |
| Equity capital | 14,343,000 | 14,414,000 | 13,453,000 | 12,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,587,000 | 2,353,000 | 3,123,000 |
| Interest expense | 41,000 | 81,000 | 121,000 | 163,000 |
| Net interest income | 762,000 | 1,506,000 | 2,232,000 | 2,960,000 |
| Noninterest income | 282,000 | 469,000 | 662,000 | 846,000 |
| Noninterest expense | 665,000 | 1,312,000 | 1,979,000 | 2,504,000 |
| Provision for loan losses | 1,000 | 4,000 | 56,000 | 133,000 |
| Pretax income | 378,000 | 659,000 | 859,000 | 1,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 659,000 | 859,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,918,000 | 12,950,000 | 11,965,000 | 11,976,000 |
| Total capital | 13,253,000 | 13,282,000 | 12,332,000 | 12,348,000 |
| Risk-weighted assets | 37,113,000 | 36,822,000 | 40,358,000 | 38,391,000 |