Call reports 2019
FARMERS & MERCHANTS STATE BANK OF NEOLA — 2019
What FARMERS & MERCHANTS STATE BANK OF NEOLA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 60,856,000 | 60,477,000 |
| Total loans | 24,311,000 | 23,310,000 |
| Allowance for loan losses | 166,000 | 156,000 |
| Securities available for sale | 19,001,000 | 17,063,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 54,100,000 | 53,419,000 |
| Interest-bearing deposits | 42,042,000 | 40,949,000 |
| Noninterest-bearing deposits | 12,058,000 | 12,470,000 |
| Equity capital | 6,688,000 | 6,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 480,000 | 967,000 |
| Interest expense | 56,000 | 120,000 |
| Net interest income | 424,000 | 847,000 |
| Noninterest income | 44,000 | 78,000 |
| Noninterest expense | 277,000 | 584,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 191,000 | 341,000 |
| Income tax | 10,000 | 17,000 |
| Net income | 181,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 6,785,000 | 6,927,000 |
| Total capital | 6,951,000 | 7,083,000 |
| Risk-weighted assets | 28,174,000 | 26,906,000 |