Call reports 2017
FARMERS & MERCHANTS STATE BANK OF NEOLA — 2017
What FARMERS & MERCHANTS STATE BANK OF NEOLA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,908,000 | 61,830,000 | 61,600,000 | 62,726,000 |
| Total loans | 23,107,000 | 22,605,000 | 23,041,000 | 23,742,000 |
| Allowance for loan losses | 176,000 | 176,000 | 176,000 | 169,000 |
| Securities available for sale | 19,209,000 | 19,370,000 | 19,801,000 | 19,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,673,000 | 55,386,000 | 55,067,000 | 56,222,000 |
| Interest-bearing deposits | 42,519,000 | 43,044,000 | 41,861,000 | 44,142,000 |
| Noninterest-bearing deposits | 12,154,000 | 12,342,000 | 13,206,000 | 12,080,000 |
| Equity capital | 6,190,000 | 6,373,000 | 6,453,000 | 6,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 769,000 | 1,180,000 | 1,600,000 |
| Interest expense | 30,000 | 58,000 | 88,000 | 120,000 |
| Net interest income | 346,000 | 711,000 | 1,092,000 | 1,480,000 |
| Noninterest income | 43,000 | 80,000 | 124,000 | 169,000 |
| Noninterest expense | 306,000 | 606,000 | 927,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 185,000 | 289,000 | 393,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 18,000 |
| Net income | 79,000 | 175,000 | 274,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,111,000 | 6,360,000 | 6,175,000 | 6,559,000 |
| Total capital | 6,287,000 | 6,536,000 | 6,351,000 | 6,728,000 |
| Risk-weighted assets | 27,645,000 | 28,616,000 | 28,805,000 | 29,550,000 |