Call reports 2017
CHATTAHOOCHEE BANK OF GEORGIA — 2017
What CHATTAHOOCHEE BANK OF GEORGIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 196,833,000 | 194,483,000 | 189,438,000 |
| Total loans | 154,938,000 | 162,408,000 | 161,225,000 |
| Allowance for loan losses | 1,607,000 | 1,685,000 | 1,685,000 |
| Securities available for sale | 18,806,000 | 16,319,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 165,679,000 | 163,173,000 | 165,624,000 |
| Interest-bearing deposits | 135,891,000 | 136,484,000 | 136,906,000 |
| Noninterest-bearing deposits | 29,788,000 | 26,689,000 | 28,718,000 |
| Equity capital | 22,632,000 | 23,057,000 | 23,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,010,000 | 4,064,000 | 6,160,000 |
| Interest expense | 331,000 | 626,000 | 926,000 |
| Net interest income | 1,679,000 | 3,438,000 | 5,234,000 |
| Noninterest income | 26,000 | 52,000 | 76,000 |
| Noninterest expense | 1,081,000 | 2,300,000 | 3,819,000 |
| Provision for loan losses | 14,000 | 91,000 | 91,000 |
| Pretax income | 610,000 | 1,126,000 | 1,252,000 |
| Income tax | 226,000 | 416,000 | 148,000 |
| Net income | 384,000 | 710,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 22,791,000 | 23,141,000 | 23,558,000 |
| Total capital | 24,398,000 | 24,826,000 | 25,243,000 |
| Risk-weighted assets | 173,727,000 | 176,683,000 | 173,976,000 |