Call reports 2016
CHATTAHOOCHEE BANK OF GEORGIA — 2016
What CHATTAHOOCHEE BANK OF GEORGIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 161,783,000 | 184,108,000 | 187,427,000 | 197,766,000 |
| Total loans | 137,728,000 | 145,184,000 | 150,489,000 | 152,828,000 |
| Allowance for loan losses | 1,449,000 | 1,509,000 | 1,563,000 | 1,593,000 |
| Securities available for sale | 14,738,000 | 14,064,000 | 17,393,000 | 18,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,902,000 | 144,943,000 | 147,882,000 | 158,333,000 |
| Interest-bearing deposits | 101,048,000 | 123,288,000 | 123,340,000 | 123,288,000 |
| Noninterest-bearing deposits | 20,854,000 | 21,655,000 | 24,542,000 | 35,045,000 |
| Equity capital | 21,314,000 | 21,690,000 | 22,108,000 | 22,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,507,000 | 5,405,000 | 7,372,000 |
| Interest expense | 249,000 | 533,000 | 854,000 | 1,188,000 |
| Net interest income | 1,465,000 | 2,974,000 | 4,551,000 | 6,184,000 |
| Noninterest income | 24,000 | 64,000 | 116,000 | 151,000 |
| Noninterest expense | 1,065,000 | 2,031,000 | 3,021,000 | 4,047,000 |
| Provision for loan losses | 73,000 | 133,000 | 187,000 | 217,000 |
| Pretax income | 351,000 | 874,000 | 1,459,000 | 2,071,000 |
| Income tax | 129,000 | 323,000 | 540,000 | 765,000 |
| Net income | 222,000 | 551,000 | 919,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,244,000 | 21,592,000 | 21,978,000 | 22,386,000 |
| Total capital | 22,693,000 | 23,101,000 | 23,541,000 | 23,979,000 |
| Risk-weighted assets | 151,207,000 | 160,147,000 | 166,314,000 | 169,768,000 |