Call reports 2015
CHATTAHOOCHEE BANK OF GEORGIA — 2015
What CHATTAHOOCHEE BANK OF GEORGIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,808,000 | 145,811,000 | 149,883,000 | 158,856,000 |
| Total loans | 103,180,000 | 116,101,000 | 125,853,000 | 131,612,000 |
| Allowance for loan losses | 1,090,000 | 1,229,000 | 1,325,000 | 1,376,000 |
| Securities available for sale | 12,043,000 | 14,961,000 | 14,441,000 | 15,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,829,000 | 107,389,000 | 111,257,000 | 120,183,000 |
| Interest-bearing deposits | 74,780,000 | 88,236,000 | 94,839,000 | 102,152,000 |
| Noninterest-bearing deposits | 37,049,000 | 19,153,000 | 16,418,000 | 18,031,000 |
| Equity capital | 20,427,000 | 20,451,000 | 20,768,000 | 20,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,506,000 | 4,018,000 | 5,622,000 |
| Interest expense | 146,000 | 336,000 | 555,000 | 787,000 |
| Net interest income | 1,050,000 | 2,170,000 | 3,463,000 | 4,835,000 |
| Noninterest income | 20,000 | 42,000 | 68,000 | 93,000 |
| Noninterest expense | 859,000 | 1,753,000 | 2,642,000 | 3,565,000 |
| Provision for loan losses | 64,000 | 203,000 | 299,000 | 350,000 |
| Pretax income | 210,000 | 319,000 | 653,000 | 1,076,000 |
| Income tax | 65,000 | 85,000 | 189,000 | 332,000 |
| Net income | 145,000 | 234,000 | 464,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,321,000 | 20,434,000 | 20,710,000 | 21,004,000 |
| Total capital | 21,411,000 | 21,663,000 | 22,035,000 | 22,380,000 |
| Risk-weighted assets | 121,244,000 | 134,557,000 | 143,471,000 | 145,053,000 |