Call reports 2025
FIRST NATIONAL BANK OF HUNTSVILLE — 2025
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 551,554,000 | 554,095,000 | 552,478,000 | 588,832,000 |
| Total loans | 322,183,000 | 346,498,000 | 348,119,000 | 333,778,000 |
| Allowance for loan losses | 6,257,000 | 6,283,000 | 6,260,000 | 6,701,000 |
| Securities available for sale | 158,344,000 | 142,097,000 | 150,895,000 | 146,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,142,000 | 474,777,000 | 470,625,000 | 509,489,000 |
| Interest-bearing deposits | 295,224,000 | 295,516,000 | 294,107,000 | 322,569,000 |
| Noninterest-bearing deposits | 179,918,000 | 179,261,000 | 176,518,000 | 186,920,000 |
| Equity capital | 73,138,000 | 75,791,000 | 78,259,000 | 76,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,862,000 | 14,187,000 | 21,612,000 | 29,108,000 |
| Interest expense | 1,395,000 | 2,805,000 | 4,225,000 | 5,744,000 |
| Net interest income | 5,467,000 | 11,382,000 | 17,387,000 | 23,364,000 |
| Noninterest income | 1,028,000 | 2,082,000 | 3,491,000 | 5,332,000 |
| Noninterest expense | 3,718,000 | 7,481,000 | 11,320,000 | 15,298,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 680,000 |
| Pretax income | 2,732,000 | 5,893,000 | 9,423,000 | 12,718,000 |
| Income tax | 560,000 | 1,201,000 | 1,841,000 | 2,491,000 |
| Net income | 2,172,000 | 4,692,000 | 7,582,000 | 10,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,219,000 | 71,738,000 | 73,500,000 | 71,363,000 |