Call reports 2024
FIRST NATIONAL BANK OF HUNTSVILLE — 2024
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 538,965,000 | 525,536,000 | 531,406,000 | 557,229,000 |
| Total loans | 289,102,000 | 292,415,000 | 298,362,000 | 307,732,000 |
| Allowance for loan losses | 5,882,000 | 5,895,000 | 5,903,000 | 6,216,000 |
| Securities available for sale | 183,351,000 | 173,523,000 | 167,874,000 | 169,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,479,000 | 453,956,000 | 455,774,000 | 484,322,000 |
| Interest-bearing deposits | 292,516,000 | 278,173,000 | 278,352,000 | 301,473,000 |
| Noninterest-bearing deposits | 176,963,000 | 175,783,000 | 177,422,000 | 182,849,000 |
| Equity capital | 66,661,000 | 69,154,000 | 72,528,000 | 70,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,060,000 | 12,259,000 | 18,637,000 | 25,416,000 |
| Interest expense | 1,436,000 | 2,758,000 | 4,088,000 | 5,438,000 |
| Net interest income | 4,624,000 | 9,501,000 | 14,549,000 | 19,978,000 |
| Noninterest income | 931,000 | 1,862,000 | 2,910,000 | 4,490,000 |
| Noninterest expense | 3,409,000 | 6,908,000 | 10,429,000 | 13,976,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 550,000 |
| Pretax income | 2,108,000 | 4,380,000 | 6,917,000 | 9,942,000 |
| Income tax | 413,000 | 864,000 | 1,376,000 | 1,994,000 |
| Net income | 1,695,000 | 3,516,000 | 5,541,000 | 7,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,399,000 | 67,177,000 | 68,170,000 | 67,046,000 |