Call reports 2023
FIRST NATIONAL BANK OF HUNTSVILLE — 2023
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 575,172,000 | 556,113,000 | 558,875,000 | 568,946,000 |
| Total loans | 279,712,000 | 281,334,000 | 288,639,000 | 291,646,000 |
| Allowance for loan losses | 5,561,000 | 5,595,000 | 5,628,000 | 5,856,000 |
| Securities available for sale | 235,154,000 | 219,701,000 | 220,075,000 | 205,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,000,000 | 490,969,000 | 492,042,000 | 502,130,000 |
| Interest-bearing deposits | 318,371,000 | 304,060,000 | 303,308,000 | 310,067,000 |
| Noninterest-bearing deposits | 193,629,000 | 186,909,000 | 188,734,000 | 192,063,000 |
| Equity capital | 61,396,000 | 62,603,000 | 64,067,000 | 64,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,845,000 | 9,855,000 | 15,303,000 | 21,026,000 |
| Interest expense | 946,000 | 2,026,000 | 3,245,000 | 4,537,000 |
| Net interest income | 3,899,000 | 7,829,000 | 12,058,000 | 16,489,000 |
| Noninterest income | 892,000 | 1,892,000 | 2,825,000 | 4,292,000 |
| Noninterest expense | 3,287,000 | 6,572,000 | 9,674,000 | 12,762,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 350,000 |
| Pretax income | 1,467,000 | 3,074,000 | 5,097,000 | 7,669,000 |
| Income tax | 278,000 | 562,000 | 945,000 | 1,440,000 |
| Net income | 1,189,000 | 2,512,000 | 4,152,000 | 6,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,048,000 | 64,290,000 | 65,844,000 | 63,746,000 |