Call reports 2022
FIRST NATIONAL BANK OF HUNTSVILLE — 2022
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 613,953,000 | 630,922,000 | 616,499,000 | 598,620,000 |
| Total loans | 251,828,000 | 267,642,000 | 271,296,000 | 281,485,000 |
| Allowance for loan losses | 5,476,000 | 5,483,000 | 5,519,000 | 5,544,000 |
| Securities available for sale | 221,622,000 | 244,165,000 | 258,640,000 | 260,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,615,000 | 569,570,000 | 555,016,000 | 537,543,000 |
| Interest-bearing deposits | 347,442,000 | 365,479,000 | 350,791,000 | 341,460,000 |
| Noninterest-bearing deposits | 202,173,000 | 204,091,000 | 204,225,000 | 196,083,000 |
| Equity capital | 62,738,000 | 59,703,000 | 59,511,000 | 59,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,372,000 | 7,243,000 | 11,737,000 | 16,451,000 |
| Interest expense | 290,000 | 601,000 | 1,008,000 | 1,580,000 |
| Net interest income | 3,082,000 | 6,642,000 | 10,729,000 | 14,871,000 |
| Noninterest income | 761,000 | 1,574,000 | 2,411,000 | 4,021,000 |
| Noninterest expense | 3,238,000 | 6,494,000 | 9,685,000 | 12,747,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 580,000 | 1,672,000 | 3,380,000 | 6,045,000 |
| Income tax | 85,000 | 278,000 | 600,000 | 1,213,000 |
| Net income | 495,000 | 1,394,000 | 2,780,000 | 4,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,591,000 | 61,389,000 | 62,775,000 | 62,449,000 |