Call reports 2021
FIRST NATIONAL BANK OF HUNTSVILLE — 2021
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 553,220,000 | 556,745,000 | 586,320,000 | 617,773,000 |
| Total loans | 255,063,000 | 247,741,000 | 248,901,000 | 248,003,000 |
| Allowance for loan losses | 5,371,000 | 5,382,000 | 5,457,000 | 5,453,000 |
| Securities available for sale | 171,076,000 | 163,861,000 | 153,812,000 | 160,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,014,000 | 489,234,000 | 517,830,000 | 550,500,000 |
| Interest-bearing deposits | 302,529,000 | 308,981,000 | 326,726,000 | 353,174,000 |
| Noninterest-bearing deposits | 183,485,000 | 180,253,000 | 191,104,000 | 197,326,000 |
| Equity capital | 65,494,000 | 65,983,000 | 66,620,000 | 65,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,885,000 | 10,257,000 | 14,636,000 |
| Interest expense | 353,000 | 675,000 | 975,000 | 1,262,000 |
| Net interest income | 3,118,000 | 6,210,000 | 9,282,000 | 13,374,000 |
| Noninterest income | 726,000 | 1,468,000 | 2,243,000 | 3,589,000 |
| Noninterest expense | 3,001,000 | 6,057,000 | 9,147,000 | 12,214,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 818,000 | 1,571,000 | 2,303,000 | 4,649,000 |
| Income tax | 131,000 | 249,000 | 368,000 | 823,000 |
| Net income | 687,000 | 1,322,000 | 1,935,000 | 3,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,896,000 | 59,507,000 | 60,120,000 | 60,096,000 |