Call reports 2020
FIRST NATIONAL BANK OF HUNTSVILLE — 2020
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 483,536,000 | 528,482,000 | 517,012,000 | 535,188,000 |
| Total loans | 250,058,000 | 267,007,000 | 264,286,000 | 245,707,000 |
| Allowance for loan losses | 4,860,000 | 4,881,000 | 4,900,000 | 5,326,000 |
| Securities available for sale | 169,272,000 | 163,320,000 | 168,691,000 | 173,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,383,000 | 459,941,000 | 448,032,000 | 467,863,000 |
| Interest-bearing deposits | 278,722,000 | 288,548,000 | 290,447,000 | 302,777,000 |
| Noninterest-bearing deposits | 139,661,000 | 171,393,000 | 157,585,000 | 165,086,000 |
| Equity capital | 63,105,000 | 65,549,000 | 66,125,000 | 65,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,418,000 | 8,569,000 | 12,602,000 | 17,112,000 |
| Interest expense | 629,000 | 1,153,000 | 1,644,000 | 2,065,000 |
| Net interest income | 3,789,000 | 7,416,000 | 10,958,000 | 15,047,000 |
| Noninterest income | 761,000 | 1,409,000 | 2,128,000 | 3,354,000 |
| Noninterest expense | 3,090,000 | 6,153,000 | 9,246,000 | 12,114,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 500,000 |
| Pretax income | 1,435,000 | 2,622,000 | 3,765,000 | 5,787,000 |
| Income tax | 269,000 | 481,000 | 679,000 | 1,061,000 |
| Net income | 1,166,000 | 2,141,000 | 3,086,000 | 4,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,565,000 | 57,539,000 | 58,484,000 | 58,209,000 |